If you're planning to buy a new construction home, one of the first steps is figuring out how you'll finance it. Along the way, you may hear the term “preferred lender”—but what does that really mean, and why does it matter?
Let’s break it down in simple terms.
What Is a Preferred Lender?
A preferred lender is a mortgage company that partners directly with a homebuilder—like Homes by Thrive—to help make the financing process easier and more efficient for buyers.
These lenders are familiar with our homes, construction timelines, and buying process. Because they work closely with us, everything from pre-approval to closing tends to move more smoothly and with fewer surprises.
How Can a Preferred Lender Help You?
When you choose to work with one of our preferred lenders, you benefit from more than just a familiar name. You get access to:
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A loan officer who already understands our timeline and process
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Smoother coordination between lender and builder
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Potential financial perks, such as reduced closing costs or builder incentives
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Faster communication and fewer delays
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A lending team experienced in new construction loans
In short, you get a financing experience designed for the way we build homes—and the way you live.
Why Does Homes by Thrive Work with Preferred Lenders?
Our goal is to remove uncertainty from the homebuying process. Over the years, we’ve seen how valuable it is when buyers have a lending partner who’s aligned with our process, values, and timelines.
Preferred lenders help ensure:
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Your financing stays on track with construction
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You’re not left wondering what comes next
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Our team can coordinate directly with the lender to keep everything moving
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You receive a consistent, guided experience from contract to closing
This partnership creates a win-win: a smoother, more predictable path to homeownership for you—and a more collaborative, efficient process for everyone involved.
Do I Have to Use a Preferred Lender?
Not at all. You're always welcome to use any lender you'd like. But many buyers find that working with a preferred lender makes the process easier and may offer cost-saving incentives they wouldn't receive elsewhere.
Your Client Experience Manager can walk you through your options and connect you with a lender that fits your needs.
The Bottom Line
Buying a new home comes with a lot of moving pieces—but your financing doesn’t have to be complicated. Working with a preferred lender gives you access to loan experts who understand your builder, your goals, and how to guide you through the process with confidence.
At Homes by Thrive, we're here to support you at every step—including connecting you with lending partners who share our commitment to service, transparency, and simplicity.
Be Part of Something Special
Are you ready to discover what makes a Homes by Thrive community different? Whether you’re searching for your first home, your forever home, or simply a place where life’s best moments can unfold, we invite you to explore [Our Homes] and discover how thoughtful design brings every community to life.
Discover Our Communities | Schedule a Visit | Learn More About Homes by Thrive
Thrive Companies is a Columbus, Ohio-based real estate development and property management firm specializing in creating vibrant, walkable communities that integrate residential living with local amenities like coffee shops, gyms, and parks. Thrive is known for remediating forgotten land and transforming underutilized spaces into thoughtfully designed neighborhoods that emphasize sustainability, community engagement, and high-quality living experiences.
The company manages a diverse portfolio of apartments, mixed-use developments, and new home construction under Homes by Thrive while also overseeing food & beverage concepts like Bada Bean Bada Booze and The Little Grand Market. Thrive prioritizes innovative urban planning, flexible leasing options, and resident-focused incentives, such as the Thrive Card loyalty program, to foster long-term community connections.
